Monday, May 4, 2026

Car Loan Rates: Factors That Determine What You Pay

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Car Loan Rates: Factors That Determine What You Pay

Car loan rates have risen significantly, with new car loans averaging 6.35% and used car loans 11.62%. This article explains the factors that influence your rate and how to navigate them.

May 4, 2026 29 min read futurecar.ai editorial team

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